New Loans: 207-288-7863
Jonathan Ferrante

Jonathan Ferrante

Loan Officer, NMLS #1694126
Licensed in: CO, CT, FL, GA, MA, ME, NC, NH, SC, TX, VT
Office: 603-237-1329
Cell: 813-267-4369
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/jonathan-ferrante-508254315/
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Hear From Jonathan's Clients

We recently refinanced our home with Jonathan Ferrante at Blue Water Mortgage. Jonathan was very professional and clearly a pro at his job. Jonathan was so helpful in laying out very detailed and comprehensive options for us to review. He took the time to answer all our questions and always made us feel like we were million dollar clients, even though we are far from it. I was very nervous going into the whole refinancing process but, Jonathan made the whole process a breeze. Jonathan made a positive impact on our lives by helping us to refinance at a much better rate, in turn providing us the financial opportunity to make the home improvements of our dreams. I can't say thank you to him enough.
Priscilla Camarda
Derry, NH
Back in January, 2021, my wife and I contacted Jonathan Ferrante at Blue Water Mortgage in Meredith to see is a refinance of our Mortgage would be helpful to us. Well to our surprise Jonathan advised that it would be very wise of us to take advantage of today's low interest rates. He handled all the paperwork and within a month we were refinanced and cut five years off our present mortgage all while lowering our monthly payment! Magic!!! We lowered our interest rate by 3.5%. Everything went smooth without one single hitch. If you need a great mortgage agent you should contact Jonathan.
Steven H.
Gilford, NH
Jonathan was great! Very informative, on top of all details, went above and beyond to make this deal happen! It wasn't an easy one but his team is amazing and they didn't miss a beat! We closed on the projected date without any delays! Thanks Ann, Nicole, Jonathan, and the whole Blue Water Mortgage team for getting this done for us!
Thiago G.
Thorton, NH
Jonathan was extremely helpful and made a stressful process enjoyable and easy to understand. Would recommend family friends or anyone in the market! He always returned my calls and hundreds of texts and questions quickly and with answers. He and his team worked extremely hard and I could not be more satisfied with all of their hard work and dedication. I am truly grateful for them!
Matt M.
Oxford, MA
Fantastic service! Jonathan and his team made the usually stressful endeavor of buying a home such a great experience. Jonathan went above and beyond for me and it was a pleasure dealing with him throughout. Highly recommend Jonathan and his team!
Ryan M
Sanbornton, NH
Jonathan Ferrante and his team are the best! I've used multiple others with previous home purchases and none compare to how pleasurable an experience he made it. He went above and beyond to ensure I got a great rate and closed in a timely fashion. I highly recommend Jonathan and his team!
Ryan Merriam
We were very happy with how everything worked out. Great service and rates. Would highly recommend. We were refinancing and because of the low rates he provided we dropped down to 15 year mortgage.
Will Castner
New Hampton, NH
Working with Jonathan Ferrante at Blue Water Mortgage was awesome! Over my 5 month process looking at homes in NH (while living long distance in California), Jonathan was attentive and helpful, and very knowledgeable about the entire process. He was patient with my questions and kept in regular contact with me. He's got my full recommendation!
John Hanley
I just purchased land in New Hampshire and was referred to Jonathan Ferrante through my real estate agent. He was wonderful to work with. He's fast and efficient and I highly recommend using him for all of your mortgage loan needs. He's very professional and get things done the right way. We were extremely happy to have someone as knowledgeable as him to help us through our closing processes.
Germano Chatti
Conway, NH
Jonathan and his team made the process for us easier than I ever expected! He was always fast to respond and helped us find the best interest rate. I couldn't be happier with how smoothly he made everything go. We are now in our new home right before the holidays and we couldn't have done it without Jonathan and his team! Thank you!!
Katelyn G.
Gilmanton, NH
Jonathan Ferrante was the most responsive, intelligent, and caring lender during my home buying process! He was able to help me through every single question I had while buying my first home. I would highly recommend Jonathan to anyone who is on the hunt for a new home! 🏡
Savannah Lazzara
Jonathan and his expert team successfully helped us navigate a tough closing two years ago, to put us in our dream home, so we were really excited to work with him again to refinance. Jonathan got us a fantastic rate, and his team made the whole thing quick and easy. Whenever we had a question, Jonathan took the time to make a call to explain things, they took great care of us. I can't recommend them enough! I can personally attest that Jonathan's clients come back with their business, for good reason.
Heather Morgan
Jonathan & his team at Blue Water Mortgage were outstanding in helping us complete everything we needed done. From pre approvals, to refis & purchase, the team got everything done as faster & easier than we could of imagined. We highly recommend Blue Water Mortgage and also thank them for our experience,
Kathleen Frawley
Jonathan Ferrante @ Blue Water Mortgage kicks a** and takes names! He helped my wife and I buy our first home and saved us a ton with a refinance later on. If you're a lost first time home buyer trying to make sense of everything Jonathan's the man. He was great at taking the time to understand our financial abilities and guided us through the entire process. It's like he custom tailored a mortgage just for us. Not only did he help with a great rate right off the bat, he also worked with all the other professionals involved to make the process as easy as possible. From our realtor to the title company, appraiser, and insurance agents Jonathan was the glue that held it all together. If you're buying a house or need to refinance, the best thing you can do is work with a great mortgage broker. My wife and I highly recommend Jonathan.
Rory Donovan
Jonathan and his team were always available and replied promptly to any questions we had during our loan process. We were quickly preapproved and able to start searching for a home within our price point. The closing was on time and we were locked in with an excellent rate! I would work with Jonathan and his team again and I would highly recommend.
Anna L.
Bow, NH
Jonathan and his team from Blue Water Mortgage Corp were not only extremely friendly and attentive but also made a complicated process easy to understand and navigate. He turned my nightmare situation around and I was able to get the mortgage I needed in the timeframe I needed it in. He also got me the lowest interest rate out of all rates offered by competitors. I will definitely be using Jonathan again!
Renee Fillion
Jonathan helped us from start to finish with our home buying experience. Always very quick to answer any and all phone calls and emails. Jonathan answered all the questions we had along the way. He really made the home buying experience as easy as possible, also fun. Always had a great attitude and smile on his face. We truly enjoyed working with Jonathan and will recommend him to anyone looking to buy a new home!
The Browns
Salisbury, NH
Jonathan was extremely patient with us during our search and extensive questions that we had along the way. He was always positive and uplifting, especially in a market where there is not a lot of inventory. We always felt inspired after talking to him! Jonathan is so knowledgeable and highly intelligent.. we trust him completely! If you are looking for a lender who truly cares and knows his stuff, Jonathan Ferrante is your guy!
Anonymous
Salisbury, NH
Jonathan gave us a lot of personal attention during a uniquely complex process of a first time borrower buying a home from out of state. His expertise and knowledge of the process was essential in resolving every issue that came up. I can’t recommend Jonathan highly enough. He was very professional, personable, and incredibly responsive, seemingly available at all hours to answer questions and help us to feel secure in the process. Ultimately, his advice and efforts paid off in a great deal, right in time for closing. We could not have financed our dream home without him.
Anonymous
Somersworth, NH
Jonathan was so great. My husband Earl and I needed to refinance our home for cash and to pay off some of our debt. Because of mine and my husband's health, we have fallen behind and it has made things very difficult for us. Jonathan helped Earl's sister keep her home, so we decided to work with him. Jonathan was an angel sent from heaven. Not only did he come over every week, because we have a hard time with the computer and email, but he walked us through everything and made sure we understood everything we were doing. Jonathan helped us consolidate 2 mortgages into 1, keep our monthly payment, pay off all of our debts, and sent us home with a lump sum of cash! Thanks to Jonathan, we can keep our home, and have money to leave for our grand children and great grand children! Earl and I give Jonathan the highest recommendation. He is such a great young man who very clearly cares about what he does and the people he works with. Jonathan will always be a part of our family now! Thank you Jonathan
Robert
Alton, NH
From start to finish, any questions that I had, he was there to answer us immediately! Jon made the process for us smooth and took the stress off our backs especially as first-time buyers, he was dedicated to us through the whole process. He was upbeat and positive, yet truthful and willing to give all into satisfying our needs and what we were looking for, yet also making sure it was a home that we could afford. I am so glad that I worked with him and his team, I would never recommend anyone going anywhere else as I had worked with two prior mortgage companies... and it was disappointing. my husband and I attended a seminar not thinking we were ready to buy our home but in actuality, we just had a few things to do and it took a few months and we were ready to go! If you ever think for a moment that your plans are too far-fetched, I highly recommend that you take a first-time buyer or a first-time seller program with Jonathan and his team... You will not regret it, it is knowledgeable and they will help you along the way from start to finish if you are dedicated on your end to do what you need to do to own a home. Thank you so much! We cannot be any more satisfied and we are loving our new home!!! I am forever grateful .. I truly had the best team!
Marie Tamera
Franklin, NH
My husband and I had the worst experience trying to buy our first house (before meeting Jonathan). Everyone tells you that it’s one of the most stressful things you do in life, but everyone who knows about the experience we had with our first mortgage corporation could agree that it was exceptionally stressful. We felt so defeated but were then fortunate enough to be introduced to Jonathan Alan Ferrante. He immediately gave us hope. He offered us a much lower interest rate, provided very clear lists of information we needed to provide, was self-sufficient, and took all of the burdens off our shoulders. Instead of taking advantage of my husband and I being young, or making us feel like a bother, he encouraged us and praised us for being able to buy a house so young. I can not say enough good things about him and have already given his name as a reference to people I’ve discussed house searching with. We fully plan to contact him later in life when we decide to buy our next home. 11/10 doesn’t enforce enough how amazing he and his company are! You are doing yourself a huge disservice if you work with anyone else!
Zillow User
Franklin, NH
I am very impressed with Blue Water Mortgage in general and Jonathan Ferrante in particular. I am retired, with a modest fixed income. He never quits and works through all the challenges! He has an exemplary supporting cast at Blue Water Mortgage! Jon is a top-notch loan officer you can depend on for your home purchase!
Paul Marceau
Franklin, NH
I couldn’t be happier about our experience working with Jonathan! We own a small business and he was extremely helpful in securing an unconventional loan to finance our dream home. Besides being a pleasure to work with, he was extremely professional, punctual and knowledgeable.
Laura
Tuftonboro
I had an excellent experience working with Jonathan Ferrante on securing a mortgage for my new build property. From start to finish, Jonathan made the entire process smooth and easy to understand. His expertise with DSCR loans was invaluable, and he helped me navigate the complexities of this type of financing while dealing with other mortgage companies who were trying to bully me into less favorable terms. Jonathan always took the time to explain everything clearly, answered all my questions, and ensured I was getting the best deal possible. His support made the entire experience stress-free and straightforward. Highly recommend his services to anyone, especially if you’re dealing with complex loan situations!
Past Client

About Jonathan

Here at Blue Water Mortgage Corporation, I have found my home, and now I would love to help you find yours. Together we can achieve success through leveraging my caring nature, knowledge, and experience to optimize your financial well-being.

Qualifications:

  • MBA and Master’s in Finance
  • Bachelor’s Degree in Finance and Management
  • Major in Psychology
  • Former Licensed Financial Planner
  • Experienced Global Credit Consultant

Highly experienced in the analysis and management of operational practices to maximize profitability for clients such as Independent Retailers, Small Business Owners, and other Professionals.

Over 10 Years of Experience with Real Estate:

Since a young age I have been fascinated with the workings of the Real Estate Industry, and over the years I have done my best to become involved in all of the varying facets that make up this business.  Working as a Licensed Realtor in Florida, Builder/Contractor, Construction Lender, and as a Licensed Mortgage Loan Officer; I have developed a highly in-depth understanding of the Real Estate and Homeownership world.  This expertise allows for a “Big Picture” mindset to accommodate for challenges and opportunities that will optimize your personal growth.

Who and What I am here to help with?

  • Home Buyers
  • Homeowners
  • Home Renovators
  • Second Home Buyers
  • Investment Properties
  • Parents Looking to Help with Children’s Financing
  • Credit Score Education/Management
  • Small/Medium Sized Sole Proprietors
  • Jumbo Financing
  • Self-Employed Buyers
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Meet Jonathan's Team

Nicole Rust

Nicole Rust
Loan Processor
NMLS #1932068
603-318-3329

Charmaine Jossick

Charmaine Jossick
Loan Analyst

Tonia Schmidt

Tonia Schmidt
Loan Technician
NMLS #1291
603-821-4344

About Blue Water Mortgage

Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence.
When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.

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Loan Officer FAQs

What does a mortgage loan officer do?

To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.

How does a loan officer help you through the home buying process?

What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.

When should you connect with a loan officer?

There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.

What’s the benefit of working with a local loan officer?

You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.

How does a loan officer help you choose the right mortgage?

You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.